The Pradhan Mantri Kisan Samman Nidhi (PM‑Kisan) is India’s flagship direct income support scheme introduced in February 2019. It provides ₹6,000 annually—paid in three equal installments of ₹2,000—to eligible small and marginal landholding farmers via Direct Benefit Transfer (DBT)s of February 24, 2025, the 19th installment was disbursed to over 9.8 crore beneficiaries, amounting to ₹22,000 crore
Now, attention has turned toward the upcoming 20th installment, expected in June 2025, possibly around 20 June. This installment will reinforce the scheme’s role in bolstering farmers’ financial resiliency—but only for those who meet eligibility and compliance criteria.
1. Expected Date of Disbursal
- Multiple reputable sources (India Times, Economic Times, Navbharat Times, Mathrubhumi, India Today, etc.) indicate the 20th installment is likely to be credited on 20 June 2025, citing media reports and official timing patterns—even though no government announcement has been made yet
2. Eligibility Requirements
- Key criteria include:
- Indian citizenship and ownership of cultivable land
- Family should not be income-tax payers, pensioners, or government/public sector employees
- Aadhaar must be linked to bank accounts and e-KYC must be completed
3. Disbursal Process
- Payments are made in ₹2,000 tranches every four months. Following the 19th installment in February, the schedule aligns the next due in June businesstoday.in+4testbook.com+4financialexpress.com+4.
- Funds are transferred directly via DBT to Aadhaar-linked bank accounts—provided e-KYC is completed
4. Mandatory Compliance for Timely Receipt
- e-KYC is compulsory. Without it, the installment may be blocked .
- Farmers must verify their details via the PM-Kisan portal:
- Update name, land records, bank details, and ensure Aadhaar–bank linking timesofindia.indiatimes.com+15english.mathrubhumi.com+15news.abplive.com+15.
- Beneficiaries are encouraged to check status online via “Beneficiary Status” using Aadhaar or registration number .
5. Scale and Impact
- Over 9.8 crore farmers benefited from the 19th installment,The scheme is now one of the world’s largest income support programs, reaching more than 12 crores post-launch .
- It supplements farm investments and household needs, helping reduce dependence on informal credit.
6. Steps to Complete e-KYC / Aadhaar Linking
7. Potential Delays or Disqualifications
- Incomplete e-KYC or missing Aadhaar-bank linkage can delay or block disbursement
- If documents are incorrect or land records are missing, farmers may be disenrolled following verification
As June 2025 nears, millions of eligible farmers are expected to receive ₹2,000 in the 20th installment of PM‑Kisan, likely around 20 June. This installment continues the government’s commitment to income support for small and marginal cultivators.
However, seamless receipt hinges on compliance with procedural requirements:
- Aadhaar-bank linkage
- Completed e-KYC
- Correct land and personal details
Farmers who diligently follow these steps—via the PM-Kisan portal, CSC centers, or their bank—will ensure uninterrupted benefits. Those who miss deadlines or have incomplete information should act promptly to resolve issues and prevent exclusion from the scheme
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme stands as one of the Indian government’s most ambitious and far-reaching income support initiatives aimed at farmers. Introduced in February 2019, this scheme was designed to provide direct financial support to landholding farmers across the country. With an annual transfer of ₹6,000 disbursed in three equal installments of ₹2,000 each, the objective is to ease the financial burden of agricultural inputs and household expenses for small and marginal farmers. Since its inception, the scheme has played a critical role in improving the income stability of farmers and strengthening the rural economy.
As of early 2025, the central government has already released 19 installments under this scheme, with the most recent one being disbursed in February 2025 to nearly 9.8 crore farmers. The total transfer amount for the 19th installment was ₹22,000 crore, showcasing the scale and impact of this intervention. Now, anticipation is growing regarding the upcoming 20th installment of PM-KISAN, which is expected to be credited in June 2025, most likely around the 20th of the month. While the government has not issued an official confirmation on the exact date, several leading media outlets and reports from the Ministry of Agriculture suggest that preparations are underway for its timely release.
Eligibility for the scheme continues to follow strict criteria. Only Indian farmers who own cultivable land are eligible. Furthermore, individuals who fall under certain excluded categories—such as income tax payers, institutional landholders, or those employed in government services—are not eligible for the benefits. This selective targeting is intended to ensure that the most financially vulnerable farmers receive the benefits. To receive funds, beneficiaries must ensure that their Aadhaar number is properly linked with their bank account, and that their e-KYC (electronic Know Your Customer) details are updated on the official PM-KISAN portal. Without fulfilling these requirements, disbursal may be delayed or withheld.
The implementation of the scheme relies heavily on digitization. Payments are made through Direct Benefit Transfer (DBT), which ensures that the funds reach the intended beneficiaries without middlemen or leakages. This system requires beneficiaries to maintain updated land records, correct personal details such as names and bank information, and complete e-KYC verification. The government has emphasized the importance of these procedures, particularly before every installment cycle, to ensure a seamless transfer. Beneficiaries can verify their payment status through the “Beneficiary Status” feature on the PM-KISAN website by entering their Aadhaar number, account number, or registration ID.
The PM-KISAN scheme is grounded in strong economic logic. It seeks to address the long-standing issue of income instability among Indian farmers, many of whom face seasonal and market-related uncertainties. By offering a predictable and direct source of income support, the scheme helps farmers invest in farm inputs like seeds, fertilizers, and irrigation systems. It also allows for timely household expenditure on necessities such as education, health, and food. These expenditures, in turn, enhance rural consumption, stimulating local economies and contributing to the overall GDP growth of the country.
Studies conducted by research organizations and government think tanks suggest that the PM-KISAN scheme has had a multiplier effect on rural development. In areas where the scheme was coupled with agricultural extension services, the uptake of improved crop varieties and modern farming practices has significantly increased. Beneficiaries have shown a higher tendency to invest in productivity-enhancing tools and techniques. This behavior has a long-term positive impact on food security, farmer resilience, and income generation capacity.
However, the scheme is not without its criticisms and limitations. Many experts argue that the ₹6,000 annual benefit, while helpful, is not sufficient to meet the increasing cost of agricultural production. Given inflationary pressures, the real value of this transfer has diminished over time. Some policymakers and farmer organizations have advocated for raising the annual amount to ₹10,000 or even ₹15,000, citing rising input costs and unpredictable market prices. In fact, recent comments by Vice President Jagdeep Dhankhar emphasized the need to consider an increase in the benefit to ₹30,000 annually, provided the government rationalizes other input subsidies accordingly.
Administrative challenges also persist. In some regions, beneficiaries have faced delays due to mismatches in Aadhaar details, incorrect bank account information, or outdated land records. These issues underscore the need for greater coordination between central and state agencies, as well as the importance of digital literacy and support mechanisms at the grassroots level. Common Service Centers (CSCs) and local agricultural offices play a vital role in helping farmers update their records and ensure they remain eligible for the benefits.
Moreover, there are concerns about fund utilization. Surveys have indicated that not all beneficiaries use the funds strictly for agricultural purposes. In several cases, the money is diverted towards consumption needs such as household goods, festivals, or loan repayment. While such uses are not inherently negative, they may dilute the long-term productivity-enhancing intentions of the scheme. This raises the question of whether additional guidance or complementary policies—such as mandatory financial literacy workshops or targeted incentives for farm-related investment—could be introduced.
Despite these challenges, PM-KISAN remains a cornerstone of India’s rural support strategy. Its universality, simplicity, and scalability make it a model for future social protection programs. It also serves as an effective example of how technology—through DBT, Aadhaar integration, and digital land records—can be leveraged for governance. The government continues to refine the scheme, adding features like real-time beneficiary tracking, mobile-based e-KYC, and SMS alerts for disbursement updates. These enhancements have made the scheme more transparent, accountable, and responsive to farmer needs.
Looking ahead, the success of the upcoming 20th installment will depend on the government’s ability to maintain the system’s robustness and ensure that all eligible farmers have completed their compliance steps. As of now, the emphasis remains on urging farmers to complete their e-KYC and Aadhaar-bank account linking well before the expected disbursement date. This proactive approach will help avoid last-minute issues and ensure that the support reaches the intended beneficiaries on time.
In conclusion, the PM-KISAN scheme symbolizes a shift in India’s approach to agricultural support—from indirect subsidies to direct income transfers. While the scheme has achieved impressive coverage and delivered tangible benefits to millions of farmers, there is room for improvement in terms of benefit size, targeting, and complementary support services. As the country prepares for the 20th installment in June 2025, it is essential for both government and farmers to work collaboratively, ensuring that this landmark program continues to evolve and effectively address the economic vulnerabilities of rural India.
Last Updated on: Sunday, June 15, 2025 4:14 pm by Ventrapati Mahitha | Published by: Ventrapati Mahitha on Sunday, June 15, 2025 4:14 pm | News Categories: News, India
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